Separate permissions
Restrict someone to data entry while keeping approval rights for payments and filings with the people who should hold them.
71 Robinson Road, Singapore 068895
Features that fit how Singapore companies keep books
GST-ready ledgers, CPF-aware payroll, invoicing, and bank feeds to the banks you already use — reviewed one module at a time so you can judge fit before a call.
What this page covers
This page covers what Crymphel's cloud accounting platform does, module by module, so you can judge fit before a call. Everything here is built around Singapore practice: GST codes, CPF-aware payroll, bank feeds to local banks, and invoicing that produces the fields IRAS expects.
If a feature is not listed, it is probably not in the product, and we would rather tell you that now. The final section states the boundaries plainly, so nobody signs up expecting a managed bookkeeping service.
- Built for
- Singapore-incorporated businesses
- Tax handling
- GST at the transaction level
- Access
- Browser on any device
- Support line
- +65 6283 2913
GST-ready ledgers
GST is tracked at the transaction level, not reconstructed at quarter end. Each entry carries its tax treatment, and the ledger keeps the audit trail behind every return you file with IRAS.
Switch on when it applies
You can turn GST on when your turnover approaches the registration threshold without rebuilding historical entries.
Review before filing
For registered businesses, the filing workflow produces the figures and lets you review them before submission.
The week before deadline
The practical gain is a shorter, calmer week before the deadline, because the return is assembled from entries you already coded.
Payroll integration with CPF handled
Payroll runs inside the same ledger as your accounts. Employee records carry the details that matter for Singapore, including CPF categories and citizenship status for contribution rates.
Running payroll generates payslips and posts the salary, CPF, and any levy amounts straight into the accounts. That removes the monthly step where a payroll spreadsheet gets retyped into the books.
- Contribution rates Citizenship status and CPF categories sit on the employee record, so rates follow the person rather than a formula you maintain by hand.
- Payslips and postings One run produces payslips and posts salary, CPF, and levy amounts into the ledger, so nothing waits on a second data entry pass.
- Visible liability Your CPF liability shows in the accounts at the same time it is accrued, rather than being discovered later during a reconciliation.
Invoicing and receivables
Create invoices with the fields Singapore customers expect, including GST where applicable, and send them from the platform. Recurring invoices suit retainer arrangements, while milestone billing handles project work with staged payments.
Part payments and credit notes are supported, and the receivables report shows what is outstanding by customer and by age. Reminders can be sent on a schedule rather than remembered manually. If you invoice in foreign currency, the platform tracks the rate applied to each transaction.
Bank feeds and reconciliation
Connect your Singapore bank accounts and transactions arrive in the ledger without a monthly statement import. Matching suggestions pair entries against invoices and bills, and you confirm or correct each one.
The reconciliation view shows what is still unmatched, so month-end is a review of a short list rather than a full catch-up. For accounts with high transaction volumes, rules can be set so recurring items are coded automatically. The cash position you see is current rather than a month stale.
Daily import
Transactions land in the ledger as they clear, not once a statement arrives at month-end.
Matching suggestions
Each entry is paired against invoices and bills for you to confirm or correct, keeping a human on the final call.
Rules for repeat items
Recurring transactions can be coded automatically so high-volume accounts do not need line-by-line attention.
Multi-user access and approvals
Add your bookkeeper, your finance lead, and your director as separate users with separate permissions.
Logged changes
Every change carries a user and a timestamp, which is what an auditor or a bank will ask to see.
Approval flows
Larger expenses can require a second pair of eyes before they post, configured to match how your team already works.
Any browser, any desk
Access works from any browser, which suits teams splitting time between office and home.
Reporting for owners and directors
The standard reports cover profit and loss, balance sheet, cash flow, aged receivables, and GST summaries. Directors can see the position without waiting for a monthly pack, and reports export for accountants or banks when needed.
Comparative periods show movement rather than a single snapshot. If you run multiple entities or cost centres, tracking can be separated without maintaining parallel spreadsheets. The aim is that the numbers you check are the same numbers your accountant works from.
Compare pricing plansStandard report set
- Profit and loss Comparative periods
- Balance sheet Exportable
- Cash flow Directors on demand
- Aged receivables By customer and age
- GST summaries Filed from coded entries
Migrating from another system
Switching is the step where accounting projects stall, so it gets its own process. We start with your current chart of accounts and a trial balance as at a chosen start date. Opening balances are imported, and historical detail is archived for reference rather than discarded.
- First week Chart of accounts and trial balance We agree the start date and map your existing accounts so opening balances match what your previous system reported.
- First week Opening balances imported Balances are loaded into the new ledger, with historical detail archived for reference rather than discarded.
- Before go-live Payroll and GST settings Configured before you run live transactions, so the first payroll and the first return are not trial runs.
- Handover Working ledger and a checklist You finish with a working ledger and a written list of what remains, instead of a login and a manual. Most of the effort sits in the first week, and it is guided.
Mobile access and everyday use
The platform runs in a browser, so a laptop is enough for most work. Receipt capture and expense entry are practical from a phone, which suits anyone who pays for things on the go. Invoices can be checked and approved away from a desk.
The interface keeps common tasks, such as recording an expense or finding an invoice, within a couple of steps. Nothing about the mobile path requires a different account or a separate app subscription.
Security and access controls
Your data sits in the cloud with per-user permissions and logged activity. Two-factor authentication is available for accounts that want it. Sessions can be ended remotely if a device goes missing.
We handle backups and infrastructure on our side, so your responsibility is deciding who holds a login and what each of them can do. The Privacy Policy explains how personal data is handled and what you can request.
- Per-user permissions
- Two-factor authentication
- Remote session end
- Logged activity trail
- Backups handled for you
What is not included
Being clear about boundaries saves everyone time. If your requirement is a completely hands-off finance function, a managed accounting service is the better model, and we will say so on the call.
- Not offered Filing your tax returns for you. The platform prepares the figures; the submission stays with you or your accountant.
- Not offered A fully managed bookkeeping service where our staff do the data entry.
- Not offered Replacing a corporate service provider for statutory filings such as annual returns.
- Not offered A desktop-installed version. Crymphel runs in the browser only.
Talk it through with the support desk
Support is staffed during Singapore business hours. Bring a question about a specific module, your migration timeline, or whether the platform suits your entity structure.
Working hours
Mon–Fri, 9am–6pm SGT
Requests sent outside these hours are picked up on the next working day.
Questions we get before signing up
Can I turn GST on later if my company is not registered yet?
Yes. You can run the ledger without GST and switch it on when your turnover approaches the registration threshold. Historical entries do not need to be rebuilt when you do.
Does payroll handle CPF for local and foreign employees?
Payroll records carry citizenship status and CPF categories so contributions are calculated for the common cases. Running payroll posts salary, CPF, and levy amounts directly into the accounts.
Which banks can I connect for bank feeds?
Bank feeds connect to the major Singapore banks. If your account is with a smaller institution, transactions can be imported and reconciled manually, and we will tell you which path applies.
Can I limit what my bookkeeper can see and change?
Yes. Users have separate permissions, so data entry can be separated from approval rights. Every change is logged with a user and timestamp.
Start with your own numbers
A free trial runs on your own chart of accounts, so you can test the GST and payroll settings that matter to your business before committing to a plan. If you would rather be walked through it first, book a setup call and we will work from your trial balance.
Crymphel Cloud Accounting is a cloud accounting software platform for businesses registered in Singapore, with support from our Robinson Road office. Reach us at +65 6283 2913 or [email protected].
Request a follow-up
Send your details and the module you want to look at first. We reply during working hours, and we will tell you plainly if a feature you need is not on this page.